"We couldn't take on new orders because our cash was tied up in Net-90 terms."
When Apex Manufacturing landed a massive contract with a national retailer, they celebrated—until they realized the retailer demanded Net-90 payment terms. They needed to buy raw materials immediately but wouldn't see cash for 3 months. By factoring their invoices, they unlocked $250,000 in immediate working capital, allowing them to fulfill the order and double their annual revenue.
David C.
CEO, Apex Manufacturing
"Payroll happens every Friday, but our clients pay us 45 days later."
Healthcare Staffing Solutions places temporary nurses in hospitals. While their business was booming, the cash flow math didn't work: they paid their nurses weekly, but hospitals took 45 to 60 days to pay their invoices. A traditional bank denied them a line of credit because they lacked hard assets. Factoring My Invoice set up a $500,000 facility based entirely on the hospitals' credit, ensuring they never miss a payroll.
Sarah T.
Founder, Healthcare Staffing Solutions
