Stop waiting 60 days to get paid. Learn how we turn your unpaid invoices into immediate working capital in 3 simple steps.
Generate your B2B invoices exactly as you normally do. Instead of sending them directly to the customer and waiting to get paid, you submit them to us through our secure online portal or accounting integration.
Once verified, we deposit up to 90% of the invoice value directly into your bank account within 24 hours. The remaining 10% (the "reserve") is held until your customer pays.
Your customer pays us directly according to their normal 30 to 90-day terms. Once paid, we immediately release the reserve amount back to you, minus our small, transparent factoring fee.
Here is exactly what happens when you factor a $10,000 invoice.
Invoice Value
$10,000
Advance Rate
90%
Factoring Fee
2.75%
Total cash received: $9,725
You got $9,000 immediately to run your business, instead of waiting 30 days for the customer to pay.
Join 1,000+ B2B businesses that trust Factoring My Invoice to turn unpaid invoices into working capital — fast.
Factoring AI Assistant