1. Introduction
Welcome to Factoring My Invoice. Your privacy is critically important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website and services. As a invoice factoring brokerage, we handle sensitive financial data and are committed to the highest standards of data security and transparency.
2. Information We Collect
To provide you with invoice factoring services, we collect various types of information, including:
- Personal Identifiers: Name, address, phone number, email address, and date of birth.
- Financial Information: Income details, employment history, tax records (NOAs, T4s), credit history, and asset/liability lists.
- Technical Data: IP address, browser type, and usage data via cookies to improve our website experience.
3. How We Use Your Information
We use your data strictly for the following purposes:
Determining invoice factoring eligibility and pre-approval status.
Submitting applications to our network of 30+ financial partners.
Communicating with you regarding your application.
Fulfilling legal and regulatory requirements under Canadian financial laws.
4. Data Security
We implement bank-level security measures to protect your data. All sensitive information is encrypted using TLS (Transport Layer Security) during transmission and stored in secure, AES-256 encrypted databases. We conduct regular security audits and maintain strict access controls.
5. Third-Party Sharing
We only share your information with financial partners (banks, credit unions, etc.) and service providers (appraisers, credit bureaus) necessary to process your invoice factoring. We never sell your personal information to third parties for marketing purposes.
6. Your Rights
Under PIPEDA (Personal Information Protection and Electronic Documents Act), you have the right to access the personal information we hold about you and request corrections. You may also withdraw your consent for us to use your data at any time, subject to legal or contractual restrictions.
